Terms and Conditions of Service
1. Definitions
In this document, the following terms shall have the meanings set out below:
“Website”: the website operated by the Provider, through which informational content and newsletter subscriptions are offered.
“Provider”: the company that offers the Services, manages the Website, and publishes the related Content.
“User”: any individual or legal entity who accesses the Website and uses the Services.
“Services”: periodic newsletters, digital informational content, and/or other services offered online through a subscription.
“Subscription”: the agreement entered into between the Provider and the User granting access to the Services on a monthly, annual, or otherwise specified basis.
“Content”: data, information, texts, graphics, audio, video, analysis tools, and other materials accessible to subscribed Users.
“Terms”: this document setting out the general terms and conditions for using the Website and the Services.
2. Scope and Acceptance
These Terms govern access to and use of the Website and Services. By using the Website, the User fully accepts these Terms. The Provider reserves the right to amend these Terms at any time. Such amendments will take effect immediately upon notice via email or publication on the Website. If the User does not accept the amendments, they may cancel their Subscription.
3. Description of Services and Informational Purpose
The Services are strictly informational in nature and do not constitute personalized financial advice, a public offering, or an investment recommendation. All Content is provided “as is” with no guarantee of outcome. It is the User’s responsibility to assess the suitability of the Services for their own needs.
The content published by 20Quant Srl is intended solely for informational purposes and does not constitute investment advice, personalized recommendations, or a public offering. 20Quant Srl is not currently authorized by CONSOB to provide investment services pursuant to Italian Legislative Decree no. 58/1998. The information provided does not constitute “investment recommendations” as defined by Regulation (EU) 596/2014.
4. Contract Formation
The contract is finalized upon confirmation of the Subscription activation by the Provider, which will be sent via email. The Provider reserves the right to reject any Subscription request at its sole discretion.
The Provider undertakes to respond to all Subscription requests and customer communications within 24 to 48 working hours.
5. Duration, Renewal, and Withdrawal
The duration of the Subscription is specified in the offer selected on the Website. Unless cancelled, the Subscription will automatically renew at the end of each term. Cancellation must be requested at least 3 days before the renewal date, either via email or through the Website’s user interface. In the event of material changes (e.g., price increase), the User may withdraw within 30 days of receiving notice.
After the 14 (fourteen) day free trial period has elapsed, no refunds will be issued for the subscribed services, even in the event of early cancellation of the subscription.
6. Fees, Invoicing, and Payments
Service fees are expressed in Euros and include VAT where applicable. Payment is processed via automatic charge to the payment method selected at the time of purchase. In the event of failed payment, the Provider may immediately suspend the Services until payment is completed. The Provider is not responsible for any third-party fees related to the chosen payment method.
7. Intellectual Property Rights
All Content is protected by intellectual property laws. The User may not reproduce, distribute, or share the Content with third parties except as permitted under these Terms or with prior written authorization from the Provider. Any form of reverse engineering or decompilation of the platform, indexes, or published studies is prohibited, except as expressly allowed by law.
8. Limitation of Liability
The Provider shall not be liable for indirect damages, data loss, service interruptions, content errors, or failure to achieve expected results. The Provider’s total liability is limited to the amount paid by the User in the 12 months preceding the event giving rise to the claim. The Provider assumes no responsibility for third-party content accessible through the Website.
9. Privacy and Data Protection
Personal data is processed in compliance with Regulation (EU) 2016/679 (GDPR). The Privacy Policy, available on the Website, outlines the purposes, methods, and rights of data subjects. Data is processed exclusively for contractual purposes and will not be disclosed to third parties without explicit consent, unless required by law.
10. Force Majeure
The Provider shall not be liable for failure to perform due to force majeure events, including but not limited to: natural disasters, pandemics, network outages, cyberattacks, or strikes. If the impediment persists for more than 30 days, either party may withdraw from the contract without the right to compensation.
11. Final Provisions
If any clause of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The Subscription may not be transferred to third parties without the Provider’s prior written consent. Failure to enforce any right shall not constitute a waiver. These Terms are governed by Italian law. For any disputes, the competent court shall be the one where the Provider is domiciled, unless otherwise provided for consumers.